Articles

Posted on Oct 27, 2024

With a Cash Balance Plan, each participant has an account which grows annually in two ways: (1) a contribution, and (2) an interest credit, which is guaranteed rather than dependent on the plan's investment performance.

Posted on Oct 9, 2024

October is National Retirement Security Month, an annual campaign to raise awareness about retirement planning. This initiative offers employers a unique opportunity to support their employees' financial futures by encouraging smart retirement savings strategies.

Posted on Oct 2, 2024

The mission of a Third Party Administrator (TPA) is simple: to act as an “Independent set of eyes,” protecting the client’s best interest and ensuring compliance for their retirement plan.

Posted on Sep 9, 2024

Many retirement plans are invested in a mix of stocks, bonds, and other assets. If your investment returns don't outpace inflation, your savings may stagnate or shrink in real terms. This is why it’s important to periodically review and adjust your retirement portfolio to include investments that have the potential to outpace inflation, such as stocks or inflation-protected securities.

Posted on Aug 23, 2024

When financial priorities shift, it’s natural to question whether you should pause saving for retirement. Whether you’re saving for a house, paying down significant debt, building emergency savings, or dealing with other financial challenges, this decision isn’t always straightforward. Here’s what to consider before making a choice.

Posted on Jul 12, 2024

Retirement planning is crucial for financial security, but women often face unique hurdles that can complicate this process. Understanding and addressing these challenges is important for women to plan for a secure and comfortable retirement.

Posted on Jun 11, 2024

Retirement is meant to be a time to enjoy the rewards of your years of hard work. Unfortunately, it can also make you a target for fraudsters, and scams are on the rise and getting more sophisticated. Here are some common retirement scams to watch out for, along with tips on how to protect yourself.

Posted on May 7, 2024

On September 23, 2024, the Retirement Security Rule will take effect, a pivotal regulatory update issued by the U.S. Department of Labor (DOL) aimed at bolstering retirement investment protection.

Posted on Apr 10, 2024

Cybersecurity is critically important for retirement accounts due to the substantial financial resources and sensitive personal data they contain. Retirement accounts like 401(k)s and pension plans represent a significant portion of an individual's financial wealth, accumulated over their working years.