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Long and Short Term Disability

Long and Short Term Disability in Falmouth, ME

Attracting and retaining top-tier employees should be a top priority within your company. Offering disability insurance will not only give your employees peace of mind, but help you compete with other companies that may be offering it.

Unfortunately, people usually think of disability insurance only after a disability affects them or someone they know.  With people living paycheck to paycheck, they don’t have savings to cover a disability that could run anywhere from 6 weeks for maternity leave to years due to chronic conditions or diseases like cancer.

Short-term and long-term disability insurance are both designed to provide replacement income to your employees in the event that they are unable to work due to accident or sickness. The definition of disability and the conditions under which one can collect benefits will differ depending on the policy and state. TPS Group is well-versed in the varying state regulations regarding disability insurance and can help prepare you, your business, and your employees by creating a plan that is custom fit for your company.


TPS Group Offers

Group Disability Plans in Falmouth, ME

Individual Disability Plans in Falmouth, ME


Why Offer Disability Insurance?

Attracting and retaining top-tier employees should be a top priority within your company. Offering disability insurance will not only give your employees peace of mind but help you compete with other companies that may be offering it. By offering a quality benefit plan that gives your employees financial security, your business reduces turnover and increases employee loyalty. Getting your employees back to work is not just critical for the employee and their families, but for you- the employer.  TPS Group offers flexible Disability Plans in Falmouth, ME, that help benefit everyone that is involved.

What's the difference? 

The most obvious difference between the policies is the amount of time they are designed to sustain one’s income. A short-term policy covers you for a select period up to a maximum of two years; a long-term policy will cover you for a select period of a minimum two years. Based on a number of factors, TPS Group can help you decide which type of disability coverage is right for your company

For more information on Short & Long-Term Disability Plans in Falmouth, ME, Contact TPS Group Today.

Related to: Group Medical Consultants in Falmouth, ME, Employee Group Benefits in Falmouth, ME, Group Life & Health Insurance in Falmouth, ME

Resources

Internal Revenue Service (IRS)

  • Federal tax laws, rules and forms
  • Businesses and individuals
  • Independent contractor rules for IRS

U.S. Department of Labor (DOL)

  • Federal wage and hour law
  • Exempt and non-exempt employee status
  • Compliance assistance
  • Independent contractor rules for DOL

Employee Benefits Security Administration

Benefit plan compliance and assistance (health and retirement) COBRA HIPPA

Affordable Care Act Information and Health Insurance Marketplace

U.S. Bureau of Labor Statistics (BLS)

Labor statistics & wage data

Reviews

We look forward to working with TPS Group next year

We look forward to working with TPS Group next year

As another year ends, I want to express my sincere gratitude and appreciation to you and TPS Group for assigning us Krista Blier. Krista provides exceptional customer service and has been a major asset to me and Lynch, Traub, Keefe & Errante, P.C. She is extremely knowledgeable and always accessible. Always on top of the RMD’s, giving me an explanation on form 5500-SF to present to Mr. Keefe & keeping us updated with any account changes as well as specifics. It is a relief knowing I have full faith in Krista and can turn a blind eye to our account. I cannot tell you how many vendors/brokers I have to stay on top of and babysit to make sure our deadlines are met and to perform their job duties. Krista is a pleasure to work with and we look forward to working with her and TPS Group next year.

- Michael Panela

Highly impressed with their level of expertise and outstanding customer service.

Highly impressed with their level of expertise and outstanding customer service.

I highly recommend TPS Group and their quality third-party administration for our 403(b) plan. During our long relationship with TPS Group, we have never failed to be impressed with their level of expertise and outstanding customer service. They keep their promises and it’s easy to work with them. Having our own rep Lauren McNabb is a plus!

- Don Senecal

"Extremely Helpful to Our Business"

"Extremely Helpful to Our Business"

Malinda deserves special recognition. She is prompt, courteous, and professional. We find her to be extremely helpful to our business.

- Angela Simino

"Wonderful To Work With"

"Wonderful To Work With"

My go to professional is Des. A wonderful person to work with. We can count on him to handle all of our needs.

- Andrea Blakeslee

"Answers All Of My Questions In A Clear Manner"

"Answers All Of My Questions In A Clear Manner"

Our case administrator, Susan, has been absolutely wonderful and is a joy to work with. She is very knowledgeable, patient, answers all of my questions in a clear manner, and is professional.

- Kathy Townsend

Extremely Valuable to Myself and Our Company

Extremely Valuable to Myself and Our Company

Kathleen has helped me gather info and understand text so many times and is extremely valuable to myself and our company.

- Elizabeth Robison

Very Responsive And Clear To Requests And Questions

Our service representative, Carol, is outstanding and very responsive and clear to requests and questions. Very professional yet pleasant.

- Jane Surmecewicz

They are a pleasure to work with and we highly recommend their services.

They are a pleasure to work with and we highly recommend their services.

For many years we’ve relied on TPS Group’s extensive knowledge and industry expertise to keep us in compliance with state and federal regulations as well as changes in the law. Their attention to detail is just what we need to keep our business operations running smoothly. They are a pleasure to work with and we highly recommend their services.

- Dan Neal

TPS filled in the gaps within our small HR department

Working with Kim and her talented team helped us fill in the gaps within our small HR department. I strongly recommend TPS for HR tasks that don’t warrant hiring a full-time team. Thanks again Kim!

- Jake F

Knowledge and Expertise

Excellent customer service can be hard to find, but not with TPS Group! I know when I do business with Phil Coco, I can expect a quick response. I rely on his knowledge and expertise, and highly recommend TPS Group for their pension services.

- Mark Catullo

Dependable, experienced, and professional

Dependable, experienced, and professional

Dependable, experienced, and professional, our TPS Group recruiter was an invaluable resource, helping us locate and vet quality talent.

- Tyler R. Vunk

Contact us about Long and Short Term Disability in Falmouth, ME

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