Get expertise with 401(k) plan design from TPS Group.

There are a lot of components to 401(k) plans that an employer must consider. TPS Group is here to help make those decisions easier by providing you with the expertise and the information you need. Whether you're looking to establish new retirement services, such as a 401(k) Plan in CT, or revise your company’s current plan, TPS Group can walk you through the options. Our process is designed to be easy to understand and implement. 

401k Plan Assistance Divisions

The Pension Service Division

Retirement Plan Consultants (TPA Services)


Benefits Plus Division

Employer Sponsored Benefit Plans

401k Plan Assistance Services

Retirement Administration Services Consulting Service

At TPS Group, we offer all of the services you need to simplify the management of your company retirement plan and to maintain compliance.


Pension Consultation Services Consulting Service

TPS Group is a Third Party Retirement Administrator (TPA) committed to your company's success.


401(k) Plans Consulting Service

Here at The Pension Service, we understand Retirement Plans and the importance that they play within your company; for both you and your employees. TPS Group works with businesses like yours to help achieve long-term success. The Pension Service will help you design a 401(k) Program that your employees can easily understand and feel confident participating in.


Profit Sharing Plans
Profit Sharing Plans Consulting Service

TPS Group offers the expertise needed to develop and implement a Profit Sharing Plan that is tailor fit to your business. As with 401(k) plans, you can make a profit-sharing plan as simple or as complex as you want. A profit-sharing plan is available for a business of any size, and it can be established even if a company already has other retirement plans.


Creative Plan Design Consulting Service

At The Pension Service, we are committed to provide the highest quality actuarial, consulting and retirement plan administration services by listening carefully and being responsive with creative solutions that meet the unique needs and objectives of our clients.


More Retirement Plan Types Consulting Service

We offer a variety of retirement plans for businesses of all sizes.

401k Plan Assistance Team Members

Ben Gagliano
Ben Gagliano Team

Partner and Vice-President


Phil Coco
Phil Coco Team

Vice-President of Sales and Marketing


Bethany Goodrich
Bethany Goodrich Team

Sales Consultant, Westbrook, Maine location


Anthony E. Jackson
Anthony E. Jackson Team

Sales Consultant/Client Relationship Representative, Westbrook, Maine location


Wendy Williamson
Wendy Williamson Team

Vice President - Defined Contribution Department


Kristen Alexander
Kristen Alexander Team

Defined Contribution Manager, North Haven, CT location


Pamela Clinch
Pamela Clinch Team

Defined Contribution Manager, Westbrook, ME location


Gayle Lyons
Gayle Lyons Team

Defined Contribution Manager, Acton, MA location


Kristen Hescox
Kristen Hescox Team

Defined Contribution Manager, Buffalo NY location

401k Plan Assistance Resources

Maine Department of Labor (Maine DOL)
Maine Department of Labor (Maine DOL) Resource
  • State employment laws
  • State independent contractor rules
  • Unemployment
  • Workers’ compensation
  • Safety training & compliance assistance

U.S. Department of Labor (DOL)
U.S. Department of Labor (DOL) Resource
  • Federal wage and hour law
  • Exempt and non-exempt employee status
  • Compliance assistance
  • Independent contractor rules for DOL

Maine Revenue Services (MRS)
Maine Revenue Services (MRS) Resource
  • State tax laws, rules and forms
  • Businesses and individuals

Internal Revenue Service (IRS)
Internal Revenue Service (IRS) Resource
  • Federal tax laws, rules and forms
  • Businesses and individuals
  • Independent contractor rules for IRS


401k Plan Assistance Frequently Asked Questions

What is a 401(k) Plan? Faq

A 401(k) is a feature of a qualified profit sharing plan that allows employees to contribute a portion of their wages to individual accounts. A Traditional 401k Plan is sponsored by an employer and it lets workers save and invest a portion of their paycheck before taxes are taken out up to IRS prescribed limits. These taxes are not paid until the money is withdrawn from the account at retirement or other distributable events. 


What is a Roth 401(k) Plan? Faq

A Roth 401(k) is an increasingly popular option within a 401(k) plan that represents a combination of features of the Roth IRA and a traditional 401(k) plan. In a traditional 401(k), you contribute income pre-tax, and then pay taxes on the funds when you withdraw them during retirement.

By offering a Roth 401(k) option, employees can elect to pay the taxes upfront allowing them to make withdrawals tax-free during their retirement.

Under the Roth 401(k), employees may contribute funds on a post-tax elective deferral basis, in addition to, or instead of, pre-tax elective deferrals under their traditional 401(k) plans.  

CLIENT Reviews


Office Locations

North Haven, CT

Tel: (203) 234-2229
Fax: (203) 234-8369

Acton, MA

Tel: (978) 369-2318
Fax: (978) 379-8481

Westbrook, ME

Tel: (207) 854-1304
Fax: (207) 854-1305

Buffalo, NY

Tel: (716) 839-9405
Fax: (716) 839-9713

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