TPS Group, celebrating 50 years in businsess as retirement plan consultants.

At TPS Group, we offer all of the services you need to simplify the management of your company retirement plan and to maintain compliance.

TPS Group, our experienced team of retirement plan consultants is fully committed to delivering solutions-based retirement programs based on your business environment, your culture and -- most importantly -- your needs.

Retirement Plan Consultant Divisions

The Pension Service Division

Retirement Plan Consultants (TPA Services)


Benefits Plus Division

Employer Sponsored Benefit Plans

Retirement Plan Consultant Services

Retirement Administration Services Consulting Service

At TPS Group, we offer all of the services you need to simplify the management of your company retirement plan and to maintain compliance.


Pension Consultation Services Consulting Service

TPS Group is a Third Party Retirement Administrator (TPA) committed to your company's success.


401(k) Plans Consulting Service

Here at The Pension Service, we understand Retirement Plans and the importance that they play within your company; for both you and your employees. TPS Group works with businesses like yours to help achieve long-term success. The Pension Service will help you design a 401(k) Program that your employees can easily understand and feel confident participating in.


Defined Benefit Plans Consulting Service

A company retirement plan in which a retired employee receives a specific amount based on salary history and years of service and in which the employer bears the investment risk. 




MEP Retirement Plans Consulting Service

Managing a retirement plan for your company shouldn’t be a burden. When you enroll in The Multiple Employer Plan from The Pension Service you benefit from the support of a company with 50 years of experience in administering retirement plans for businesses just like yours.


Profit Sharing Plans
Profit Sharing Plans Consulting Service

TPS Group offers the expertise needed to develop and implement a Profit Sharing Plan that is tailor fit to your business. As with 401(k) plans, you can make a profit-sharing plan as simple or as complex as you want. A profit-sharing plan is available for a business of any size, and it can be established even if a company already has other retirement plans.


Public Works Plans Consulting Service

A simple, low cost, innovative approach to Prevailing Wage Law Compliance. Our program offers an easy to understand solution that satisfies DOL requirements, while providing an open shop contractor the opportunity to not only lower their expenses, but reduce their liability.


Creative Plan Design Consulting Service

At The Pension Service, we are committed to provide the highest quality actuarial, consulting and retirement plan administration services by listening carefully and being responsive with creative solutions that meet the unique needs and objectives of our clients.


More Retirement Plan Types Consulting Service

We offer a variety of retirement plans for businesses of all sizes.

Retirement Plan Consultant Team Members

James P. Cantey
James P. Cantey Team

President and Owner


Ben Gagliano
Ben Gagliano Team

Partner and Vice-President


Phil Coco
Phil Coco Team

Vice-President of Sales and Marketing


Matthew Sicilia
Matthew Sicilia Team

Vice President & Consulting Actuary


Ella Aderhold
Ella Aderhold Team

Director, Pension Plan Design and Consulting


Wendy Williamson
Wendy Williamson Team

Vice President - Defined Contribution Department


Kristen Alexander
Kristen Alexander Team

Defined Contribution Manager, North Haven, CT location


Pamela Clinch
Pamela Clinch Team

Defined Contribution Manager, Westbrook, ME location


Gayle Lyons
Gayle Lyons Team

Defined Contribution Manager, Acton, MA location

Retirement Plan Consultant Resources

U.S. Department of Labor (DOL)
U.S. Department of Labor (DOL) Resource
  • Federal wage and hour law
  • Exempt and non-exempt employee status
  • Compliance assistance
  • Independent contractor rules for DOL


Internal Revenue Service (IRS)
Internal Revenue Service (IRS) Resource
  • Federal tax laws, rules and forms
  • Businesses and individuals
  • Independent contractor rules for IRS



Retirement Plan Consultant Frequently Asked Questions

What is a 401(k) Plan? Faq

A 401(k) is a feature of a qualified profit sharing plan that allows employees to contribute a portion of their wages to individual accounts. A Traditional 401k Plan is sponsored by an employer and it lets workers save and invest a portion of their paycheck before taxes are taken out up to IRS prescribed limits. These taxes are not paid until the money is withdrawn from the account at retirement or other distributable events. 


What is a Roth 401(k) Plan? Faq

A Roth 401(k) is an increasingly popular option within a 401(k) plan that represents a combination of features of the Roth IRA and a traditional 401(k) plan. In a traditional 401(k), you contribute income pre-tax, and then pay taxes on the funds when you withdraw them during retirement.

By offering a Roth 401(k) option, employees can elect to pay the taxes upfront allowing them to make withdrawals tax-free during their retirement.

Under the Roth 401(k), employees may contribute funds on a post-tax elective deferral basis, in addition to, or instead of, pre-tax elective deferrals under their traditional 401(k) plans.  

CLIENT Reviews




Office Locations

North Haven, CT

Tel: (203) 234-2229
Fax: (203) 234-8369

Acton, MA

Tel: (978) 369-2318
Fax: (978) 379-8481

Westbrook, ME

Tel: (207) 854-1304
Fax: (207) 854-1305

Buffalo, NY

Tel: (716) 839-9405
Fax: (716) 839-9713

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