Long and/ Short Term Disability
Attracting and retaining top-tier employees should be a top priority within your company. Offering disability insurance will not only give your employees peace of mind, but help you compete with other companies that may be offering it.
Unfortunately, people usually think of disability insurance only after a disability affects them or someone they know. With people living paycheck to paycheck, they don’t have savings to cover a disability that could run anywhere from 6 weeks for maternity leave to years due to chronic conditions or diseases like cancer.
Short-term and long-term disability insurance are both designed to provide replacement income to your employees in the event that they are unable to work due to accident or sickness. The definition of disability and the conditions under which one can collect benefits will differ depending on the policy and state. TPS Group is well-versed in the varying state regulations regarding disability insurance and can help prepare you, your business, and your employees by creating a plan that is custom fit for your company
TPS Group Offers
Group Disability Plans
Individual Disability Plans
Why Offer Disability Insurance?
Attracting and retaining top-tier employees should be a top priority within your company. Offering disability insurance will not only give your employees peace of mind but help you compete with other companies that may be offering it. By offering a quality benefit plan that gives your employees financial security, your business reduces turnover and increases employee loyalty. Getting your employees back to work is not just critical for the employee and their families, but for you- the employer. TPS Group offers flexible disability plans that help benefit everyone that is involved.
What's The Difference?
The most obvious difference between the policies is the amount of time they are designed to sustain one’s income. A short-term policy covers you for a select period up to a maximum of two years; a long-term policy will cover you for a select period of a minimum two years. Based on a number of factors, TPS Group can help you decide which type of disability coverage is right for your company.
For more information on Short & Long-Term Disability Plans in CT, Contact TPS Group Today.